我们承诺投资62.5亿美元,让2500万儿童在经济上获得领先优势。
We're Committing $6.25B to Give 25M Children a Financial Head Start

原始链接: https://www.onedell.com/investamerica/

“Invest America”是一项新的、两党支持的倡议,承诺投入62.5亿美元,为18岁以下的每个美国儿童提供税收优惠的投资账户。从2025年1月1日起,美国财政部将自动向每个新生儿的账户贡献1000美元,为其提供重要的财务起步。 迈克尔和苏珊·戴尔基金会将进一步加强该项目,额外投入62.5亿美元,为2500万个账户提供每账户250美元的资金——优先考虑在2025年1月1日之前出生且年龄在10岁以下的儿童。 这些账户旨在随着市场回报而增长,并在18岁时可用于教育、培训、购房或储蓄。 “Invest America”旨在通过集体行动促进财务稳定和机会,鼓励家庭、雇主(如戴尔科技匹配员工贡献)和社区的贡献。该倡议强调投资于儿童是建设更美好未来的最有效途径。

## 戴尔对儿童未来的62.5亿美元投资 戴尔承诺投资62.5亿美元,为2500万儿童建立投资账户,旨在提供“财务起步”。最初的存款为每个儿童250美元,计划额外增加1000美元,来自美国财政部,用于2025年1月之后出生的婴儿。讨论的重点在于超越金钱价值的影响。 许多评论员强调了培养金融素养和鼓励终身储蓄习惯的潜力,特别是对于那些之前没有投资账户的人。然而,也存在怀疑论,一些人认为金额太小,无法产生重大影响,并质疑依赖亿万富翁的慈善事业,而不是像财富税或改善社会项目这样的系统性解决方案。 一个反复出现的主题是,当更广泛的社会问题,如可负担住房和财富不平等仍然没有得到解决时,是否应该庆祝这种慷慨。另一些人指出,即使是适度的收益,以及激励进一步捐款的可能性。这项倡议引发了关于私人财富与政府项目在解决社会需求方面作用的辩论。
相关文章

原文

If there’s one investment that never stops growing, it’s investing in children. They are our future.

That’s the belief behind our $6.25 billion commitment to support Invest America, a bipartisan, federally backed initiative that gives every American child under 18 access to a tax-advantaged investment account from birth, one their family can activate and contribute to over time, and one that grows alongside them.

Even better, beginning next year, the U.S. Treasury will contribute $1,000 to the Invest America account of every baby born on or after January 1, 2025. This automatic $1,000 deposit by the federal government gives every American newborn a transformative head start. These investment accounts are simple, secure, and structured to grow in value through market returns over time. At age 18, these young Americans can have a financial foundation for continued education, job training, home ownership, or future savings. It’s a simple yet very powerful idea.

What inspired us most was the chance to expand this opportunity to even more children.

Through our charitable funds, we are thrilled to be contributing $6.25 billion to seed 25 million additional accounts with $250 each. These deposits will reach the accounts of most children age 10 and under who were born prior to the qualifying date for the federal newborn contribution. Children older than 10 may benefit, too, if funds remain available after initial sign-ups. It is an incredibly practical and direct step to help families begin saving today.

Our investment builds on the bipartisan leadership that made Invest America possible.

It also reflects something more: the power of collective action. This is not just about what one couple or one foundation or one company can do. It is about what becomes possible when families, employers, philanthropists, and communities all join together to create something transformative.

Many will contribute at a personal level to the accounts of children they love. Others — like Dell Technologies, which is matching the government’s contribution for newborn children of U.S. employees — will lead through vital workplace support. Some will give through innovative state and local programs, helping families in their own communities add to these accounts and grow their savings over time.

From our years of experience in supporting education, health, and financial stability programs, we know that this program will give young Americans more than a savings account. It will give them momentum. It will give them confidence and opportunity.

This is what Invest America was designed to do.

We believe this effort will expand opportunity, strengthen communities, and help more children take ownership of their future. And we believe everyone has a role to play.

Whether you contribute to an account in your family, support the children of your employees, or help grow this initiative in your community, there is a place for you in this work.

Because the smartest investment we can make is not in what comes next. The smartest investment we can make is in who comes next.

Our children are our future. Join us.


Michael and Susan Dell

联系我们 contact @ memedata.com