App and AI modelsonce
New version, fetched for youoptional
Your transactionsnever
Your questionsnever
Analytics, crash logsnever
The first start downloads the AI models once, about 2.9 GB in all; the largest (2.5 GB) checks every money answer and can be switched off in Settings. The only other request keeps the app current: it asks whether a newer version is out and downloads it when there is one. It carries nothing about you, is counted nowhere, and can be switched off in Settings. Nothing else is ever sent.
When you sync, the app calls Pulse, which asks Plaid for new transactions and returns them in the same response. They pass through the server’s memory and are not written or stored; what the server keeps is the connection token and the connection’s record: institution, status, last sync time. The full list is on the privacy page. Your ledger, the models and every question stay on your machine.