Total assets minus total debts — bank accounts, investments, retirement accounts and home equity, less mortgages, loans and cards.
Half of people aged 30–33 in the U.S. have a net worth above $68,000. Reaching the upper quarter takes about $235,000, and the top 10% starts at $440,000 — roughly 6.5× the median. The lower quarter sits below $7,100, and the bottom 10% is negative — more owed than owned.
Where do you land against people aged 30–33 in the U.S.?
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The full distribution
| Percentile | Net worth | What it means |
|---|---|---|
| Bottom 10% | −$5,500 | 9 in 10 are above this |
| Lower quarter | $7,100 | 25th percentile |
| Median | $68,000 | half above, half below |
| Upper quarter | $235,000 | 75th percentile |
| Top 10% | $440,000 | only 1 in 10 is above this |
| Average (mean) | $88,400 | pulled up by the top end — the median is the better "typical" |
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Net worth by age
Net worth at 30–33 by city
National figures above; metro pages adjust for local incomes and housing costs.
Net worth at 30–33 by industry
Net worth at 30–33 in other metros
More for people aged 30–33 in the U.S.
Common questions
What is the median net worth for people aged 30–33 in the U.S.?
The median net worth for people aged 30–33 in the U.S. is $68,000. Half of this group is above that figure and half below.
What net worth puts you in the top 10% of people aged 30–33 in the U.S.?
About $440,000. The 90th percentile is the level only one in ten people in this group exceeds — roughly 6.5× the median.
Where do these numbers come from?
They are modeled percentile distributions fitted to this cohort from federal survey microdata — the Federal Reserve's 2025 Survey of Consumer Finances (released October 2026), the BLS Consumer Expenditure Survey, Census ACS and BLS wage data — and they blend toward anonymized, aggregated data from Keeping Up members as each cohort grows. Full methodology at keepingup.com/methodology.
How this is built. Percentiles are modeled for this cohort from federal survey microdata — the Federal Reserve's 2025 Survey of Consumer Finances (released October 2026), the BLS Consumer Expenditure Survey (2024), the Census American Community Survey and BLS Occupational Employment & Wage Statistics (May 2025) — with metro cost-of-living and wage adjustments. As Keeping Up members in this cohort grow, the band blends toward anonymized, aggregated live data (minimum cohort sizes apply; no individual is ever identifiable). Seeded figures are household-level, as in the SCF; live cohorts are individual-level. Amounts are in current dollars. Read the full methodology.
Last updated October 2026. Cohort: people aged 30–33 in the U.S.. Model sample basis: 500.