Most finance apps make money by analysing your spending. Trackm cannot — your data is encrypted with a key only you hold.
Per-user encryption Each account has its own randomly generated data key, wrapped with your password. No shared keys, no shared risk.
Isolated databases Your budget data lives in its own encrypted database. Queries never touch another user's data — by design, not by policy.
Zero operator access Data keys are derived from your password. The server operator cannot decrypt your data without your password.