八月份美国房价连续第五个月上涨，但......

八月份美国房价连续第五个月上涨，但......
US Home Prices Rose For 5th Straight Month In August, But...

原始链接: https://www.zerohedge.com/personal-finance/us-home-prices-rose-5th-straight-month-august

根据标准普尔全球案例席勒 (S&P Global Case-Shiller) 的最新数据，8 月份房价连续五个月持续上涨。与 7 月份相比，增长 1.01%，超过分析师预测的月度增长 0.8%。然而，尽管这一消息看起来很有希望，但每年的增长速度已经大大放缓。全国房价指数同比上涨2.57%，创近两年来最高水平。过去 12 个月，芝加哥、纽约和底特律的平均住宅物业价值显着上涨（+5.0%、+4.9% 和 +4.8%）。另一方面，同期拉斯维加斯的房价下跌 4.9%，凤凰城的房价每年下跌 3.9%，旧金山的房价下跌 2.5%。然而，尽管存在这些波动，但随着抵押贷款利率自 9 月份以来再次上升，我们似乎不太可能维持这样的涨幅。此外，由于供应有限，加上难以买房或等待利率进一步下降的潜在购买者的需求疲软，库存仍然紧张。无论如何，卖家在借贷时面临更高的成本，因为他们必须适应借贷费用停滞或上升，而不是利率下降的环境。总体而言，前景黯淡。根据上述内容，哪些因素导致房价上涨以及买卖房屋的挑战？当前市场状况会对卖家产生怎样的影响？潜在买家目前在房产定价和供应方面面临哪些挑战？

Home prices rose for the 5th straight month in August (the latest data released by S&P Global Case-Shiller today), up 1.01% MoM (better than the 0.8% rise expected).

Source: Bloomberg

The ongoing MoM rises pushed the YoY gain in home prices at America's 20 largest cities up 2.16%, the most since January 2023. The National Home Price index rose even faster at 2.57% YoY.

Chicago, New York, and Detroit all saw major home price rises (+5.0%, +4.9%, and +4.8% YoY respectively). Las Vegas, Phoenix, and San Francisco remain lower YoY (-4.9%, -3.9%, -2.5% respectively).

But, judging by the resumption of the rise of mortgage rates since the Case-Shiller data was created, we would expect prices to also resume their decline...

Source: Bloomberg

Inventory is going nowhere, buyers and sellers are stuck (affordability for the former and the mortgage cost gap for the latter), and The Fed isn't cutting rates any time soon. Not pretty...

八月份美国房价连续第五个月上涨，但...... US Home Prices Rose For 5th Straight Month In August, But...

八月份美国房价连续第五个月上涨，但......
US Home Prices Rose For 5th Straight Month In August, But...